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    Ways to Protect Yourself From Online Shopping Scams

    softwaredepot.com

    Online shopping is convenient. It saves you a lot of time and money for traveling. It is also ideal if you are a busy person who has no time for shopping. For this reason, scammers are also using this opportunity to find someone they can prey on.

    Scammers are good salespeople and skilled actors. They know how to make use of their victims’ vulnerability to make them fall into their trap. Sadly, as long as there are people who are falling into their traps, they will never stop doing their malicious activities because they “get rewarded” for it. There are several types of online shopping scams that aim to get as much money as possible from their victims.

    How Do They Carry Out Their Ploys

    • As a Fake Retailer

    Scammers are clever people. Some of them even have a bachelor’s degree. Most of them are knowledgeable in computer hacking, multimedia arts, and marketing. Sadly, they are not using their skills in the right way. They are using their knowledge to get other people’s hard-earned money by masking themselves as online retailers.

    They will post pictures of products just like the other retailers. However, there are no real products behind these pictures. These pictures are traps wherein you will be directed to a page where you will be asked about your credit information once you click it. Some of them will demand a wire transfer payment option.                                    

    If you fall into this, the scammer will have your personal information, and no product will be delivered to you.

    • Through Classified Sites

    The scammers will lure you to by posting products at a ridiculously low price. They will do their best to urge you to make negotiations outside the site.

    • As an Auction Site

    A fraud auction site works when the scammer contacts you by telling that the top bidder has pulled his bid, offering you the item at a low price. After they receive your bid, you will never get the item and your money back. Most of the time, your complaints will just fall on deaf ears.

    • As Buyers

    Online scammers don’t need to be sellers. There are instances that the scammers are the buyers. One of their methods goes like this. They will send you an overpriced check. Before the check gets into your hands, the buyer will call you asking you to send back the excess money. The scammer will make excuses about the reason why he or she sent an overpriced check. In the end, you will end up processing a bouncing check.

    Another method is that they will pay you for a full amount. However, after receiving the item, the fraud buyers will file a complaint, saying that the product is either damaged or not delivered. The fraud buyers will make use of tons of reasons to get their money back.

    Ways to Protect Yourself From These Shopping Frauds

    The best thing that you should do is to stay away from unknown websites or online retailers. Honestly, there are also a bunch of scammers in big online shopping sites like Amazon and eBay. However, you will minimize the risk of dealing with the worst by staying away from unknown retailers.

    There are tons of legitimate retailers online. Each of them has different values to offer. Some of them offer discounts, too. That’s why there’s no reason for you to risk your hard-earned money just to gamble to the reliability of unknown retailers.

    • Identify Them

    You can identify them by researching the website. Check the reviews, ratings, and complaints about them. Check if the domain is new. Old websites are more reliable than the new ones. If the domain is new, there is a huge possibility that this website will vanish into thin air after the scammer carries out his or her ploy.

    Never agree to a wire or electronic money transfer payment method. There is less security measure for fraud by using this kind of payment method. Also, don’t agree to use Bitcoin as payment if you are not 100% sure about the trustworthiness of the retailer. Always use PayPal, credit card, or cash on delivery payment mode in your online shopping transactions.

    • Check the Site’s Information

    Honest retailers are transparent. They are proud to show all the company’s information to you. They have pages dedicated for the terms of service, dispute resolution, returns and refund policy, and the like. On the other hand, scammers don’t have any of these. If there is, the terms or policies are not well-stated.

    For this reason, read the terms and conditions, as well as the policies. See to it that these documents are fair and don’t have any loopholes.

    • Pay After Receiving the Goods

    As much as possible, pay only when you receive the goods. Scammers are pushy. They will insist that you must follow their terms. They want you to pay upfront for an obvious reason that they don’t have the real product to deliver to you. However, do not give in. Remember that it is you who will to pay, not them.

    • Never Transact Outside a Secured Website

    Scammers are aware of the securities offered by reputable websites. For this reason, they will do anything they can to get you out of there. Never agree to make any transaction other than the secured website. Secured websites commonly start with “https://”. If they succeeded in luring you into their terms, you would end up losing your money or having your information falling into their hands.

    If you still decide to make transactions outside the secured website, use tools like Escrow. Escrow service ensures that you will have your purchased item delivered to you, by holding your payment for a short while. After receiving the purchased item, the payment will be deposited to the seller.

    • Take Action

    When you receive receipts and invoice for products that you have not purchased, immediately call the credit union or your bank, and ask them what measures you should take.

    Online shopping should lessen the burdens of both sellers and buyers. However, because of different scams’ existence, even online shopping is not considered safe at all. For this reason, you should know the different types of online shopping scams and the ways to protect yourself from them.

    References:

    https://www.scamwatch.gov.au/types-of-scams/buying-or-selling/online-shopping-scams

    http://clark.com/technology/online-shopping-scams-how-to-protect-yourself/   

    https://us.norton.com/internetsecurity-online-scams-protecting-yourself-from-online-shopping-scams.html

    http://www.actionfraud.police.uk/fraud-az-online-shopping-fraud

Ways to Protect Yourself From Online Shopping Scams

  • reviewer photo
  • Softwaredepot

    Editorial Director

News

Online shopping is convenient. It saves you a lot of time and money for traveling. It is also ideal if you are a busy person who has no time for shopping. For this reason, scammers are also using this opportunity to find someone they can prey on.

Scammers are good salespeople and skilled actors. They know how to make use of their victims’ vulnerability to make them fall into their trap. Sadly, as long as there are people who are falling into their traps, they will never stop doing their malicious activities because they “get rewarded” for it. There are several types of online shopping scams that aim to get as much money as possible from their victims.

How Do They Carry Out Their Ploys

  • As a Fake Retailer

Scammers are clever people. Some of them even have a bachelor’s degree. Most of them are knowledgeable in computer hacking, multimedia arts, and marketing. Sadly, they are not using their skills in the right way. They are using their knowledge to get other people’s hard-earned money by masking themselves as online retailers.

They will post pictures of products just like the other retailers. However, there are no real products behind these pictures. These pictures are traps wherein you will be directed to a page where you will be asked about your credit information once you click it. Some of them will demand a wire transfer payment option.                                    

If you fall into this, the scammer will have your personal information, and no product will be delivered to you.

  • Through Classified Sites

The scammers will lure you to by posting products at a ridiculously low price. They will do their best to urge you to make negotiations outside the site.

  • As an Auction Site

A fraud auction site works when the scammer contacts you by telling that the top bidder has pulled his bid, offering you the item at a low price. After they receive your bid, you will never get the item and your money back. Most of the time, your complaints will just fall on deaf ears.

  • As Buyers

Online scammers don’t need to be sellers. There are instances that the scammers are the buyers. One of their methods goes like this. They will send you an overpriced check. Before the check gets into your hands, the buyer will call you asking you to send back the excess money. The scammer will make excuses about the reason why he or she sent an overpriced check. In the end, you will end up processing a bouncing check.

Another method is that they will pay you for a full amount. However, after receiving the item, the fraud buyers will file a complaint, saying that the product is either damaged or not delivered. The fraud buyers will make use of tons of reasons to get their money back.

Ways to Protect Yourself From These Shopping Frauds

The best thing that you should do is to stay away from unknown websites or online retailers. Honestly, there are also a bunch of scammers in big online shopping sites like Amazon and eBay. However, you will minimize the risk of dealing with the worst by staying away from unknown retailers.

There are tons of legitimate retailers online. Each of them has different values to offer. Some of them offer discounts, too. That’s why there’s no reason for you to risk your hard-earned money just to gamble to the reliability of unknown retailers.

  • Identify Them

You can identify them by researching the website. Check the reviews, ratings, and complaints about them. Check if the domain is new. Old websites are more reliable than the new ones. If the domain is new, there is a huge possibility that this website will vanish into thin air after the scammer carries out his or her ploy.

Never agree to a wire or electronic money transfer payment method. There is less security measure for fraud by using this kind of payment method. Also, don’t agree to use Bitcoin as payment if you are not 100% sure about the trustworthiness of the retailer. Always use PayPal, credit card, or cash on delivery payment mode in your online shopping transactions.

  • Check the Site’s Information

Honest retailers are transparent. They are proud to show all the company’s information to you. They have pages dedicated for the terms of service, dispute resolution, returns and refund policy, and the like. On the other hand, scammers don’t have any of these. If there is, the terms or policies are not well-stated.

For this reason, read the terms and conditions, as well as the policies. See to it that these documents are fair and don’t have any loopholes.

  • Pay After Receiving the Goods

As much as possible, pay only when you receive the goods. Scammers are pushy. They will insist that you must follow their terms. They want you to pay upfront for an obvious reason that they don’t have the real product to deliver to you. However, do not give in. Remember that it is you who will to pay, not them.

  • Never Transact Outside a Secured Website

Scammers are aware of the securities offered by reputable websites. For this reason, they will do anything they can to get you out of there. Never agree to make any transaction other than the secured website. Secured websites commonly start with “https://”. If they succeeded in luring you into their terms, you would end up losing your money or having your information falling into their hands.

If you still decide to make transactions outside the secured website, use tools like Escrow. Escrow service ensures that you will have your purchased item delivered to you, by holding your payment for a short while. After receiving the purchased item, the payment will be deposited to the seller.

  • Take Action

When you receive receipts and invoice for products that you have not purchased, immediately call the credit union or your bank, and ask them what measures you should take.

Online shopping should lessen the burdens of both sellers and buyers. However, because of different scams’ existence, even online shopping is not considered safe at all. For this reason, you should know the different types of online shopping scams and the ways to protect yourself from them.

References:

https://www.scamwatch.gov.au/types-of-scams/buying-or-selling/online-shopping-scams

http://clark.com/technology/online-shopping-scams-how-to-protect-yourself/   

https://us.norton.com/internetsecurity-online-scams-protecting-yourself-from-online-shopping-scams.html

http://www.actionfraud.police.uk/fraud-az-online-shopping-fraud

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By Andre Santos

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News

Ways to Protect Yourself From Online Shopping Scams